Apply once.
Get matched with the lender most likely to say yes
Zenzy is a loan marketplace that connects you with our extensive lending network, so you get matched with a real offer in under two minutes.
OEM pre‑installed on OPPO · realme — shipped on device, ready when you need it.
Four steps between you and the money
Get 30+ offers in less than 2 minutes.
Click on Apply Now
Tap Apply Now in the app and fill in a few basic details about yourself.
Get Matched
Zenzy matches your profile with lending partners best suited for you.
Compare Offers
Compare available loan amounts, rates and tenures side by side.
Choose & Receive
Select your preferred offer, complete the process digitally on partner platform and receive the loan from your chosen lender.
Wherever your credit history starts, there is a lender for it
Never taken a loan?
No credit file is not the same as bad credit. Partners who lend on income and bank behaviour will still look at you — and the first loan you repay on time builds the score everyone else asks for.
Start small and build upMissed a few EMIs?
See exactly what is sitting on your report and which partners still lend to your profile. Clear what is pending, keep the next twelve payments clean, and the offers change.
See who still says yes750+ and hunting for the best offer?
Stop applying to one lender at a time. One profile goes to 30+ partners at once, and you compare rate, amount and tenure side by side before a single hard enquiry is raised.
Compare, don't guess₹10,000 to ₹5,00,000
Interest rate starting from 16% p.a. Tenures for every need.
Built to be safe to use
Marketplace, not a lender
Your loan is with a regulated lending partner.
Soft score checks
Checking your score and offers on Zenzy never affects it — a lender may raise a hard enquiry only when you complete an application on their platform.
Encrypted end to end
Data is encrypted, and shared only with lenders you choose.
Consent you control
Withdraw consent or delete your data from the app whenever you want.
What people say
“Came pre-installed on my realme. Checked my score out of curiosity, ended up with a ₹1.2L offer at a rate no single app had shown me.”
“I had applied to four lenders separately and been rejected by all of them. Zenzy showed me the two that matched my salary band. Approved in a day.”
“Documentation was genuinely minimal — KYC and bank statement, done from the phone. Money was in the account the same evening.”
Zenzy
We built Zenzy because comparing loan offers used to mean applying to each lender separately — and every rejected application left a mark on your credit report. One profile now runs against more than 30 banks, NBFCs and digital lenders at once, so you see the offers you actually qualify for before you apply anywhere.
Zenzy is a loan marketplace listed on the Google Play Store and the Oppo Store. It is operated by BEERUPII INNOVATION PRIVATE LIMITED.
Small team, a hundred million installs, plenty left to fix
We are hiring across marketing, engineering, product and design. Send your CV to [email protected] and we move fast when we find the right fit.
Own the outcome
Small team, real users, no layers between finding a problem and fixing it.
Credit is serious
We build for people making a big financial decision. Clarity beats clever tricks.
Ship at scale
A hundred million installs means every change lands hard. We measure before and after.
Five roles we are hiring for right now
ORM
Online reputation — reviews, listings and response quality across stores and search.
DME
Digital marketing execution — campaigns, funnels, creatives and reporting.
DevOps
Deployment, uptime and platform security across our lending stack.
Product Manager
Roadmap, lender integrations and the end-to-end borrower journey.
UI/UX Designer
Application flows, design system and content design for the app.
Interested in one of these? Send your CV and a short note to our HR team.
Your next loan is one application away
Download Zenzy app, check your score, and see every offer you qualify for in one place.
Questions people ask before they borrow
Zenzy is a marketplace platform that displays offers from its lending partners. Once you select an offer, you will be redirected to the lending partner’s platform, where you can complete the remaining application and documentation process. The final approval and disbursal are subject to the lending partner’s assessment, terms and processes.
The final decision to approve or reject a loan, applicable loan terms, and disbursal of the loan are determined solely by the respective lending partner, based on its eligibility criteria, credit assessment and applicable policies.